Bank Interest Rates – The Reality

What we cover in this episode

The first episode of the podcast series “Confessions of a Property Investor” features Catherine Andrews, Director of Investments, and Michelle White, Director of Qualifications, discussing the reality of bank interest rates and their impact on property investment in Australia. They address common fears and misconceptions about interest rates, emphasizing that current rates, though higher than the exceptionally low post-COVID rates, are still relatively affordable historically.

The episode highlights how lifestyle changes and expectations have influenced perceptions of affordability and investment decisions. The hosts argue that despite recent rate increases, property investment remains viable and successful. They also discuss strategies to protect investors from interest rate hikes, emphasizing the importance of planning and knowledge in mitigating fear and making informed decisions. The episode concludes with the assertion that using interest rates as an excuse not to invest is often just a reluctance to adjust lifestyle choices for long-term financial benefits.

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